Low APR On Car Loans – Does A High Credit Score Help?

Tweet You might have heard somewhere that you should increase credit score in order to have a good APR. Let’s investigate what that signifies exactly. Firstly, what is APR? APR stands for Annual Percentage Rate, and it is the rate of interest you will be charged on your car loan. If the APR is quite [...]

A Bunch Of Good Ways People Are Able To Improve Credit Scores

Tweet Although the ongoing real estate bust has created a painful environment for home sellers, plunging property values and low annual percentage rates are handing would-be buyers plenty of opportunities. A National Association of Realtors index, which takes into account home prices, mortgage rates, and incomes, indicates that today’s real estate market is the most [...]

Who Look At Consumer Credit Ratings

Tweet If you’ve ever wondered, “Who looks at my credit rating?” we can tell you who does and how it might be affecting you. Credit scores are far from secret Think your credit rating is private information that only a few are privy to? That may have been the case in the past, but not [...]

A Bit Of Facts About Consumer Credit Ratings

Tweet While lenders ultimately consider several factors from your credit report when evaluating you as a borrower, the first thing they see is your credit ratings. In fact, many lenders rely on FICO scores to pre-screen borrowers for credit offers, so if you’ve got low FICO scores, a lender may never even look at your [...]

How to Establish Your Credit

Tweet Building up your credit is very important. If you learn how to do it from the start then you will be better off credit wise than establishing credit without understanding the ramifications of different credit sources. How to Establish Your Credit Score By William M Drapcho A higher credit rating is essential for you [...]

Bad Credit Reputation

Tweet Bad credit can follow you for the rest of your life if you don’t decide to do something about it. This article explains a bad credit reputation. Having a Bad Credit Reputation By Jes B The truth is credit reputation can haunt anyone for a long time. Bad credit history means having a credit [...]

Credit Cards For Bad Credit

Tweet Credit cards are one of the methods you can use to rebuild your credit.  Choosing which credit card you should go with can be tricky as there are many companies out there that take advantage of those with bad credit. Understand How Credit Cards for Bad Credit Can Help You Despite all the representations [...]

How To Ruin And Fix Your Credit

Tweet If you know how to destroy your credit you can learn how to save it and even repair it.  Here are a couple articles that will explain how to ruin your credit and how to fix it. How to Destroy Your Credit Score in One Easy Step Credit scoring models are a mystery that [...]

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