Ways Of Keeping The Accumulation Of Money

The most primitive way of keeping money is in a moneybox. It’s very simple: put the envelope, sign it, put a date and the amount of money on it and do this every month. However, this method has some drawbacks. Experience shows that some family members often need money for something more important – from their point of view, of course. And they do not hesitate to get into the moneybox, of course, promising to “return money back” from the first salary.

But, as a rule, you don’t return the money next month or return, but only by reducing the expenses for meals or other regular expenses. Otherwise, you are bound to knock out the planned timetable! Keep in mind, and that long-term accumulation in the bank (more than four months) devalues the money: in fact the most vital – food, clothing, utilities and public transportation get more expensive these days with rapid speed.

Another way of the saving money is to keep it at the parents’ place. It is suitable for women whose husband often drinks, or likes to demonstrate generosity – for example, treat his friends in a restaurant.

The modern and the civilized way to save money is a bank deposit. If the accumulation period is extended by four months or more, you can put money in the bank to the account with the ability to replenish the deposit. Then you are cover inflation at least partly.

Some discipline themselves with… credits! They buy things on credit, and then ultimately overpay for it. “I could not earn this amount, – surely all the money would be wasted!” – They say. It turns out, that such a man pays the bank for keeping him in a tight rein. From the standpoint of the managing people, it is insane waste, but some are not able to do otherwise.

Another way is to borrow money from relatives or friends. This will make you to brace yourself and your family, because not to repay debts is a shame.

In general, the accumulation and saving money is like any other thing: do not know how to make yourself- pay a professional. In this case – the bank, which for a moderate pay will teach you how to save money.

You have bought a necessary thing.
So, you’ve come to the desired goal and are ready to make an expensive purchase. If you are lucky, you can purchase it and for less money: for example, you learn about the Christmas sale, search the catalog for the cheaper model of similar quality or you will have a modest bank interest – try not to squander this difference.

So, it is the first successful experience of buying what you wanted and planning of this purchase. This experience will help you in the future to save and accumulate money.

Economic recession has made lots of people caring of their retirement and future, look for various ways to save funds and retirement financial planners. Those who are concerned about their retirement well-being, are recommended to check out this professional financial planner site – the very spot on the Internet to get professional pieces of advice and learn how organizing personal finances is made.

Fortunately we live in the world of digital technologies. It wouldn’t be good not to use this really unique opportunity. Current Internet technologies allow us to break the borders and search anything we need all over the planet. Go to various social networks, look through related topics, join discussions in niche forums. All this will help you be well informed about the events concerning your interests. Also, sign up for the RSS feed on this blog not to miss new publications on the topic.

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