The Laws Of Reasonable Saving Of Money

The first law of accumulation: accents
Of the great number of your most cherished desires choose one and only. The matter is not simple, but necessary. If you start to save at once for one and the other, and the third, then finally, you will not save anything. So focus on what is really needed (or very interested).

Second Law: The estimated potential
Do not immediately make a stab at the brand new BMW or a gold necklace with emeralds. Evaluate realistically your opportunities. Acquisition of a dream (of course, if you want to realize it is not three or four years, and in a shorter time frame) should be higher than your income in half to two times. More expensive purchases leave for later. After all, if you still worked as a secretary, even in a very solid company, dream of buying a house (albeit very modest) in Miami is useless. This idea will not bring anything, except bad mood.

The third law: appoint a price
Think how much money you can safely save every month, with good emotions. Not in any way deprive yourself of the small pleasures of life and do not worry about every penny.

Divide your salary into two parts: 20% off on a dream, while 80% spend on life. This is the best option. Therefore, immediately after counting 20% of salary, put them in a moneybox, but the other part boldly spend, feeling no remorse for this.

Adopt new habits.
According to the psychologists, people are divided into those, who planning and who spend money. First group know exactly how much money they have in the purse, what and when they should buy. In contrast, the spenders do not know where and at what point they would find another spending. One type is never become another, but they can learn from each other’s habits: one – to learn to save, the other – to look at the spending easier. Find in the people, who surround you your opposite, and sometimes try to imitate them.

The fourth law: be original
Always look for the opportunities to exceed your plan for the economy. From time to time each of us there are easy money.

Agree with yourself that any windfall revenues will flow into the fund of your dreams. Be careful! The temptation to spend money is very large. Do not give in to it.

Fifth Law: reward yourself
Think how you will promote yourself for over fulfilling economy plan. It is very important point.
When the necessary amount will be collected, put from it at least one dollar, it will be guarantee of your future savings and the first step towards implementation of the next dream.

World crisis has made many people look around for various ways to save money and saving money expert. Another part who already have some cash and would like to make more, no doubt might be interested in mutual funds investment advice. Moreover, financial planning should be of help to young people as they need to manage with many things in their lives, and here financial advice for young people site may help them.

Fortunately we live in the world of digital technologies. It wouldn’t be good not to take advantage of this truly unique chance. Current web technologies allow us to break the borders and look for anything we need all over the world. Go to different social networks, check relevant topics, participate in online discussions in niche forums. All this will help you be well informed about the events concerning your interests. Also, subscribe to the RSS on this blog to keep track of the latest publications on the topic.

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