The Importance Of Planning The Retirement Beforehand

After the years of active work you have the time which you can spend only on yourself. Retirement is a good time, when you don’t need to go to the work every day and to solve every day problems. It is time, when you can enjoy life, do what you want, you have plenty of time, which you didn’t have before, for hobbies and pleasures of life. If you have children and grandchildren you can spend more time with them. So, retirement has a lot of positive aspects but, on the other hand, it is rather difficult time to which you should be prepared. And the planning of retirement beforehand is the main issue of this preparation.
But very few young people think about and plan retirement beforehand.
Planning of the retirement it is, of course, planning of money saving. But if you do not retire yet, if you are 20 or 30 years old, you don’t think about the money, which you will have in retirement. Why does it happen? The matter is that people, who are rather young now, don’t think about themselves as old people. That’s why they don’t put any money for old age, and don’t think about it.
There were some investigations in England, which were to help people to identify themselves with them in retirement. They conducted an experiment. It was some kind of tricking of the people’s minds. One group of people are using computer technology, have modeled their image in old age – as some subjects may look at the pension. The second group didn’t form such image. Then the subjects were given 1000 dollars, of which a part had to be postponed for the future, and some to spend. The researchers found, that those, who saw themselves in old age, put twice more money for retirement, than those who didn’t saw. This is understandable. Those who saw themselves in old age, start saving money not for stranger, but for himself.
Thus, science helps us not only to produce new goods and services but also better understand the workings of our brain. Science helps to “overcome” the stages of evolution, applying new knowledge. Even, apparently, in a practical and efficient management of personal finances as understanding the underlying mechanisms of our brain helps make financial planning more natural, correct accents. Thinking about retirement, focus on not just on what I eat and what money to spend, but plan exactly your life in this period, and think more carefully about the life in retirement. Answer yourself for these questions: how will I look? What will I do? What will be my hobbies, and how will I change? Old age and retirement is a difficult time, but also rather interesting and full of joys and pleasantness, so think about it in young age.

Economic recession has made many people look for various ways to save money and saving money expert. Other guys who already have some cash and would like to make more, for sure might need mutual funds investment advice. Moreover, financial planning should be of help to young people as they need to cope with many things in their lives, and here financial advice for young people site can help them.

Luckily we live in the world of high technologies. It wouldn’t be good not to avail oneself of this really unique opportunity. Modern Internet technologies give us a way to break the borders and look for anything we need all over the world. Go to social networks, check related topics, join online discussions in niche forums. All this will help you keep abreast of the events concerning your hobby. And, subscribe to the RSS feed on this blog to keep track of the latest publications on the topic.

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