Habits, Which Lead To Good Financial Life

What is the association do you have with the word “money”? The answer to this question is able to describe the basic setup, which affects the contents of your wallet. Did you know that money can be measured not only by the welfare of your family, but by the harmony of relations in the pair? Psychologists believe that the unanimous decision of financial matters in the family, as well as discord between the partners on the same soil – a reflection of interpersonal relationships. Respond to the question of how money affects the relationship with your partner and you’ll discover the root causes of major conflicts between you. But if the only problem in the family – to reconcile the debit to credit – leaving psychology and engage in accounting!
As a rule, we have constantly to solve two problems: where to get money and what to do with them. While the second seem quite simple, in fact it comes to it much less often for the simple reason that sometimes you can not cope with the first. And if you cope with the first problem, but every month over and over again it is hardly to live till the salary, put a financial analysis of your habits to manage money and choose a way of doing the family budget.

Reap as one has sown
For a month try to analyze where and how you spend your money. In order to do this:
1) Capture all costs on a daily basis. Even little things like journey in the bus or a meal in fast food, it is worth recording that out for yourself how often you can afford to treat yourself to a trip by taxi or an unexpected dinner with your spouse at a restaurant.

2) Look for yourself. Did you ever spontaneously decide to buy some cute thing right now? Though you lived quite well without it for a long time? Forgot that you were invited to the wedding anniversary of your friends even six months ago? Postponed a major purchase in the home like appliances, since this option requires a serious approach and thorough market research and data, and the latest information held by you in the last month are obsolete?
So at the end of the month you once are sure that you get enough money, but spend it rapidly. Try to cultivate new habits that will bring guaranteed yield.
• After receiving the money, do not spend anything, at least one day: let it “sleep” in your wallet. The next day, your desire to spend will subside.
• Do not carry large sums. When the purse is full of money, it’s hard to resist not to buy anything unnecessary, but lovely. When there is no money, you can suffer over a cute, and then realize that is not as it was lovely.
• Count money more often: it sobers and organizes. So you probably determine which article of the family budget like a “black hole” into which money fly away, not profiting.
• Save some amount. Start with small amounts, with any income it is always real to put off about 10% of the total.
• Hold a family council. Discuss money issues with family and not be afraid to involve the children: let them not be able to actively participate in the discussion, but to listen and understand the structure of the family budget and criteria for making financial decisions for them would be very helpful.
• Save money without fanaticism. Savings – is not the only way to create wealth. The system of discount cards, sales, consumer utility meters and other help to rationally spend without tightening the belt.

Economic recession has made many people search for various ways to save funds and saving money expert. Another part who already earned some cash and would like to make more, certainly might want mutual funds investment advice. Moreover, financial planning should be of help to young people as they need to cope with many things in their lives, and here financial advice for young people site can help them.

Fortunately we live in the world of high technologies. It wouldn’t be good not to avail oneself of this really unique opportunity. Modern web technologies help us break the borders and look for anything we need all over the world. Visit social networks, review respective topics, join discussions in niche forums. All this will help you keep abreast of the events concerning your hobby. And, subscribe to the RSS feed on this blog not to miss new publications on the topic.

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