No matter what credit program they obtain (or even if they don’t purchase one at all) many men and women find themselves regularly coming up short in one single area of credit repair…and it happens to be one area that can have a substantial adverse impact on their credit score.
One thing, that’s it. And it can be blamed for a good 80% (or more) of the FAILURE related to your credit repair initiatives. It’s the one prevalent error people make no matter what procedure they choose, no matter what program they obtain, no matter how smart (or stupid) they seem to be.
We don’t know why individuals so regularly make this same mistake, but they do.
Perhaps it’s mainly because nobody told them the credit bureaus and creditors don’t care about their credit score? Perhaps it’s mainly because they think most folks are “good people”, and while “collectors” and “credit bureaus” are not really definable as people, somehow the “good people” rule still applies?
Or, perhaps they’re afraid. Maybe they perceive the credit bureau as a risky monster and they’re just frightened to cross the monster’s path? Or, possibly they think they don’t deserve much better credit. Maybe they feel if they reach for the cookie and their hand gets slapped, it’s a signal wanting cookies is a lousy thing and no person should ever reach for them.
So, what’s this one “massive mistake” so many people make? It’s simple… so straightforward, you might think it’s kind of silly (maybe that’s the reason it is so often overlooked). Here it is:
People quit way too early. Yep. That’s it. They lack persistence. They stop before the game is finished. When they meet resistance, they think that’s the end. They first consider “XYZ Method” and when “XYZ Method” fails, they get mad and say “this stuff doesn’t work!”
Please comprehend something: The credit bureaus systems are created to make you want to “throw in the towel” and stop. We mean it… they are **developed** that way. We’d offer up evidence (which there is plenty of) but that isn’t the point of this article today. The point is, the ONLY “silver bullet” in credit repair is a consumer who will not to give up. Other than that, there are genuinely no “magic” tips.
Sure, you need expertise, you need to understand all the insider procedures you can, you need to have a very good “bag of tricks” and someone to show you how to utilize them…but in the end, the one thing that will separate the successes from the failures is PERSISTENCE.
All the insider approaches in the world aren’t going to help somebody who gives up at the first sign of opposition. What we’re attempting to say is…Reach for the cookie. Don’t quit. Hang in there. If one procedure doesn’t work, try something else. If that doesn’t work, consider yet another.Credit, credit bureau, Credit Repair, Credit score, Debt