Why Using Pre-Written Or Template Dispute Letters From Credit Restoration Books Or Computer Software Programs Is Not Only Stupid…but Dangerous
If you’re wanting to fix your credit as fast as possible the LAST THING you want to do is postal mail pre-written or template dispute letters to the credit bureaus. Just about each and every “do-it-yourself” credit repair ebook (and software) will supply you with “Pre-Written” or “Template” dispute letters to use.
These are designed to get you benefits while conserving you time and cash by not having to produce disputes from scratch. Seems like a beneficial idea, right? Unfortunately, mailing these letters to the credit bureaus is about the DUMBEST THING YOU CAN DO…
Here’s why: have you ever questioned how many dispute letters the Credit Bureaus obtain just about every day? Take a guess-timate. Take a wild guess. What do you assume: five hundred a day? A thousand per day? Five thousand a day? Amazingly, the Credit Bureaus now obtain more than 20000 dispute letters per day.
But that’s not the trouble. The challenge is How they deal with them. You see… The credit bureaus figured out a long time ago that the handling of dispute letters was costing them a a ton. In fact (not long ago) each dispute was costing them about $4.50 to process. Multiply that by twenty thousand and they were spending…$90000 a Day just working with customer disputes!
Naturally, the Credit Bureaus had to figure out a method to get these costs down. And they did it with two types of technology called O.C.R. and E-Oscar. Today we’ll explain the 1st one…
O.C.R. stands for “Optical Character Recognition”. O.C.R. is a computer system technological innovation which electronically SCANS and READS over 10,000 letters each hour (whether hand written or printed). More vitally, it can save all the details it reads to a CENTRAL DATABASE.
Therefore, it can see any letter that’s been sent in a lot more than once and mark it as a DUPLICATE. For the very first time, this has given the Credit Bureaus the skill to see (and catch) any “pre-written” or “template” dispute letter mailed in by a credit repair business.
Even worse, it allowed them to capture any letter COPIED by you…out of a CREDIT REPAIR Manuscript. This is why credit ebooks (and software) with letters are so hazardous for consumers; because when you employ them, you’re employing the Matching Letters that have been employed by every “poor schmuck” who bought that book sooner than you.
And if you believe the Credit Bureaus Computers aren’t going to recognize the difference, you need to think again.Consider, if you’re like the majority of us, you have two lives. The life you live and the “unlived” life inside you.
In between those 2 lives is “The Gap”… the effort which must be completed to get from where you are at present to where you WANT TO BE tomorrow. And, if you’re paying attention and getting the “big picture” here, you comprehend that your credit score and earnings are the chief things keeping you from moving to that achievement.
It’s keeping you from the vehicle you fancy…It’s keeping you from the currency you require for business and…it’s keeping you from the residence you residence. Now the issue becomes, “Are you going to do anything about it?” If you’re sick and tired of your credit rating controlling your future then “DO SOMETHING ABOUT IT” and research the superlative methods to go about your individual credit repair needs.
