Visa Credit Card Part 2

So let’s return to advantages of credit card VISA:

* proceeds of credit can be used at any time (removing cash in ATMs or paying the goods and services in shops);

* possibility to spend money now and to pay on them later;

* possibility to repay indebtedness on a credit card by write-off of money funds from the salary card;

* it is possible to reserve and buy air tickets, the car, number in hotel, to pay the goods through the Internet, to order the goods by phone, mail;

* the credit card can be arranged in any bank department.

In addition:

* it is possible to change a PIN code to easier for storing,

* to learn about movements on a credit card with the help mobile-banking,

* round-the-clock support of bank in a chat mode.

Credit cards are subject to thefts. If at you have stolen a credit card, it is necessary to call quickly in bank and to report about theft. According to statistic removal of money funds or payment by the goods under the stolen card occurs at the first 2-3 o’clock.

That it did not happen to you, by means of internet banking can hold the credit card blocked, and to unblock only for purchasing. Also you can establish a credit limit (for days, for a week).

At a choice of credit card VISA it is necessary to pay attention to the following:

* the interest rate to compare banks among themselves, and it is necessary to understand that 2-4 % a month are 24-48 % a year;

* what commission for cash withdrawal are in an ATM;

* how much cost the annual servicing, the size depends, what card at you: VISA Electron, VISA Classic, VISA Gold or VISA Platinum;

* what credit limit on a credit card;

* specify as often and in what volumes you will need to extinguish the credit and percent after it;

* with tariffs of all bank it is possible to familiarize easily through the Internet.

Let’s describe the mechanism of calculation for the goods in shop by means of a credit card:

* the seller visually checks an accessory of the card to the buyer;

* by means of the terminal takes off the data from a card;

* authorization is conducted;

* the check is arranged;

* the original of the check to the buyer stands out;

* the check copy is given to bank;

* the bank enlists money for the account of the seller which to it were listed by bank – emitent.

Can you remember those good times when practically anybody could take a loan if one required cash? And just imagine the situation of those who must carry that burden nowadays when the world economy is facing tough times. And for those people having credits the issue of credit monitoring is as urgent now as never before. It is not only about credit control, this also helps save money, time, and nerves and be quick in solving loan related issues. Those who are looking for a spot where to find out about credit monitoring, are invited to check out this credit report monitoring site – there is lots of information about credit monitoring and how to order the service.

In addition we haven’t forget about possibilities given to us by modern technologies. The Internet network provides us with a truly unique opportunity to find what we need or to obtain anything on the best terms which are available on the market.

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