Every day becomes more and more of plastic cards, at the same time the number of thefts from cards grow also. Today nobody is insured against the roguish operations connected with plastic cards, but everyone can be protected from possible loss of money. Observing some rules, you can always protect yourselves from roguish actions of the third parties.
The majority of thefts from cards occur because of owners. The key rule – never, to anybody and under no conditions don’t report a PIN code (only you should know it and reliably protect it from extraneous people). Your bank never will ask from you such information! Don’t share with anybody your personal data. Don’t carry a card together with a PIN code; also don’t write it on the card. If you pay off with a plastic card in a supermarket, shop, etc., necessarily track that a card conducted only through one device which reads out the information from a magnetic tape. Track that that from you repeatedly haven’t written off the sum. Some unfair sellers can repeatedly ask for you the card, having referred that after the first transaction of the card through the device, means that from the card haven’t been written off anything. For such cases connect to the service SMS banking. The bank each time will inform you about means transfer on the card. It will allow to be well informed at any time about all movements on a plastic card.
Some banks print CVV2 code on the back party of cards Visa and CVC2 on cards MasterCard. Knowing yours id data and the given code, swindlers can use this data for payments in the Internet even without your card on hands. Therefore, paying off in supermarkets etc., watch that the given code was not accessible to anybody. Before using an ATM, checkup, whether there are no overlays on the keyboard, round the screen, extraneous devices over a nest for card acceptance. Only after you were convinced of absence of extras which can consider the information from a magnetic tape, and also fix a pin-code at the moment of its input, begin work with an ATM.
If you are connected to internet banking service, don’t forget to take care of timely installation of the qualitative anti-virus program, watch regular renovation of its bases. It not only to protect your computer from viruses, but also will protect your money from swindlers who use some references with which help get all necessary data. You also can establish a limit on write-off of means from the card, checkup, that the card has been closed for payments in the internet network.
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