Chapter 13 Bankruptcy Can Help

Believe it or not, but chapter 13 bankruptcy can help you.  It will damage your credit for several years, but sometimes you just have to do it in order to get back up on your feet.  I thought this article explained the benefits well.
How Chapter 13 Bankruptcy Can Help You
By Nick Messe
Chapter 13 bankruptcy is [...]

Credit Repair Steps For Results

Here is another article that I thought gave some good insight into credit repair.
Credit Repair – Prepare, Know How, And Get Results
Author: Jordan Hashem
Credit repair is almost an essential tool for credit survival. In recenet years, credit repair companies have experienced a surge in business that amounted to billions of dollars in annual revenue. A [...]

Bad Credit Reputation

Bad credit can follow you for the rest of your life if you don’t decide to do something about it. This article explains a bad credit reputation.
Having a Bad Credit Reputation
By Jes B

The truth is credit reputation can haunt anyone for a long time. Bad credit history means having a credit rating that is negative. [...]

How Does Foreclosure Affect Credit?

With foreclosure running rampant in the economy today, I thought I would share and article about how foreclosure affects your credit.
Foreclosure Credit Damage – How Does Foreclosure Affect Credit?
By Bobby Tucker
When a homeowner hasn’t made their monthly mortgage payments for 3 months or more, their lender will usually starts the foreclosure process. There can be [...]

Credit Repair Brings Happiness

Credit repair is turning into an essential industry with how important credit is with today’s economy.  Credit repair doesn’t have to be stressful and depressing. It should be something you look forward to, after all, you are repair one of your most valuable assets.
Credit Repair Will Cheer You Up
Have a look at your credit history.
Credit [...]

How to Raise your Credit Score

I think it is important to get information from a variety of sources to gain different insights each source has to offer.  Here is another article about how to raise your credit score.
Raise your credit score to 740
In our post-crisis economy, good credit isn’t just nice to have — it’s essential if you want to [...]

Credit Score Insider Tips

I thought these videos were helpful in explaining how credit scores work.

Here is another one answering common questions.

When to Give the Dealer The Keys Back

Protecting your credit can be very difficult if you have way more debt than you can afford.  This article discusses two options if you can not afford your car lease payments anymore. Either pay it off in full using credit cards or turn it over and take the hit on your credit.
In either scenario your [...]

Financial Discipline Today

New Year resolution time!  One of the top New Year Resolutions is getting finances in order.  That is a big deal and shouldn’t be one of the resolutions that never happens.
Starting today to get your finances in order is much better than waiting until you have more money.  If you learn to budget now, you [...]