A Short Sale Can Hurt Your Credit

Short sales can hurt your credit. I have heard real estate agents say that it doesn’t, but that is not true. This article explains what happens.
How Much Damage Can a Short Sale Make on the Credit Score?
By Rose B
The Obama Mortgage Modification Program is not helping a lot of homeowners keep up with their mortgages. [...]

Credit Repair In A Bad Economy

Credit repair is something you can start regardless of what is happening in the economy. Here are some things to take into consideration if you have been putting credit repair off until the economy improves.
Credit Repair And The Recession
By: Ian Webber
An Urgent Need for Credit Repair

Credit repair has become a necessity. Prior to the recession [...]

Students Should Build Credit

When you are starting out in the world it is important to also start building your credit. Students must be careful,  however, because many credit card companies target students and this can become overwhelming.
4 Reasons Students Should Build Credit
By Tom Tessin
The moment you hear the word “credit’, everyone tells you to stay away. Why [...]

Things to Look For in Your Credit Report

Your credit report from the three credit bureaus is important to keep up to date and accurate. Here are some things to look for inside your credit report.
The Importance of Keeping an Eye on Your Credit Bureau Report
By Jon Arnold
Your credit bureau report is perhaps one of the most important financial documents you can have. [...]

How To Get A Good Fico Score

Knowing what a good credit score is can really help you when you are trying to build your credit. Without a goal in mind you may never establish good credit.
What is a Good Fico Score and How to Get One
Author: Kyle Gentile
This is a question is being asked more than ever. Are you asking what [...]

How to Establish Your Credit

Building up your credit is very important. If you learn how to do it from the start then you will be better off credit wise than establishing credit without understanding the ramifications of different credit sources.
How to Establish Your Credit Score
By William M Drapcho
A higher credit rating is essential for you to be approved for [...]

Credit Card Rights

When it comes to your credit you need to know what rights you have to protect it.  This article covers some of the rights you have and how to exercise them.
Credit Card Rights – What Rights Do You Have?
By Joseph Kenny
So you’ve thought about getting a credit card, but all you’ve heard about from parents, [...]

Divorce Financial Checklist

Divorce is something that nobody wants to go through, but sometimes it is what is best for the parties involved. Here is a financial checklist to consider if you are contemplating divorce or separation.
Financial Checklist for People Contemplating Divorce and Separation
Author: Guy Vitetta, Divorce Attorney
Regardless of the type of divorce process you choose to use, [...]

Bankruptcy Reform Backfire

This is very informative about the bankruptcy changes that happened and what the effects could be.
Bankruptcy Backfire! Is Bankruptcy “Reform” Biting the Hand that Fed it?
Author: Warren Graham
As anyone who follows the world of bankruptcy knows, as of October 17, 2005, substantial and, from the point of view of consumers, painful changes were made [...]

Secret Credit Card Numbers

Part of getting your credit back on track is establishing your credit and improving your available credit lines.   If you have tried working something out with the front line of a credit card company you know how futile your effort can be.  Try these numbers to reach the decision makers instead.
Secret Credit Card Backdoor [...]